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Explore our interactive tools & premium calculators to plan for your financial goals.

Explore our interactive tools & premium calculators to plan for your financial goals.

Future Cost of your Child's Education

Plan for your child's future education & bright future, keeping inflation costs in mind

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Retirement Planning Calculator

Find out how much would you need to have a happy, worry-free retired life

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Savings Advantage Plan

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Human Life Value

Find out how much would your family need to continue leading the life that you have created for them, even in your absence

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Mortality Risk Calculator

Find out how your lifestyle choices may be affecting your lifespan. Let go of the risky ones & adopt more healthy habits.

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Child's Marriage Expense Planner

Figure out how much you need to save for your child's dream wedding plans?

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How much Insurance do I need?

How much insurance cover should you have to make sure that your family's dreams can come true, even in your absence? Find out。

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BMI (Body Mass Index) Calculator

BMI is a reliable measure of body fatness leading to health problems。 Know your weight category based on your height/weight combination。

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Insurance Premium Calculators

Find the most suitable product for your savings, retirement, child, wealth & protection needs.

Insurance Premium Calculators

Find the most suitable product for your savings, retirement, child, wealth & protection needs.

Max Life Future Genius Education Plan

Max Life Future Genius Education Plan

A non-unit linked plan that will look after your child’s education, even in your absence

 

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Max Life Guaranteed Income Plan

Max Life Guaranteed Income Plan

An Income plan that provides guaranteed income for both planned or unplanned expenses with Survival and Death Benefits

 

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Max Life Online Savings Plan

Max Life Online Savings Plan

Max Life Online Savings Plan gives you competitive plan features and benefits to meet your future needs

 

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Max Life POS Guaranteed Benefit Plan

Max Life POS Guaranteed Benefit Plan

Presenting Max Life POS Guaranteed Benefit Plan. A plan that’s easy-to-comprehend, hassle-free to buy and provides guaranteed benefit to ensure financial security for your Dreams.

 

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Max Life Shiksha Plus Super

Max Life Shiksha Plus Super

Max Life Shiksha Plus Super Plan helps you secure a fund for your child’s future education and lot more.

 

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Max Life Forever Young Pension Plan

Max Life Forever Young Pension Plan

Max Life Forever Young Pension Plan helps you create savings for retirement years while safeguarding you from ups and downs of the equity market。

 

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Max Life Premium Return Protection Plan

Max Life Premium Return Protection Plan

A premium return policy with comprehensive life cover。

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Max Life Whole Life Super

Max Life Whole Life Super

A plan that provides life cover till the age of 100 years and a legacy for the next generation

 

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Max Life Life Perfect Partner Super

Max Life Life Perfect Partner Super

A perfect partner to lead a stress-free retirement with 212.5% of sum assured on maturity

 

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Max Life Smart Term Plan

Max Life Smart Term Plan

Max Life Smart Term Plan: A customizable term plan that offers comprehensive protection against critical illness, disability, and death and while giving you an option to get all your premiums back

 

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Max Life Platinum Wealth Plan

Max Life Platinum Wealth Plan

Max Life Platinum Wealth Plan, an ideal plan that helps you accumulate and grow your savings so that you achieve your long-term goals easily.

 

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Max Life Assured Wealth Plan

Max Life Assured Wealth Plan

Max Life Assured Wealth Plan, Get fully guaranteed lump sum maturity benefit to meet your savings goals.

 

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Max Life Super Term Plan

Max Life Super Term Plan

A term plan that looks after your family’s needs with annually increasing benefit payout

 

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Max Life Monthly Income Advantage Plan

Max Life Monthly Income Advantage Plan

安徽快3A life insurance plan that gives a guaranteed monthly income for 10 years

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Max Life Online Term Plan Plus

Max Life Online Term Plan Plus

Max Life Online Term Plan gives you Flexibility to choose the death benefit payout as lumpsum or lumpsum & monthly income

 

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Guaranteed Lifetime Income Plan

Guaranteed Lifetime Income Plan

Max Life Guaranteed Lifetime Income Plan is an annuity plan that allows you to convert your life-savings into a lifelong regular income source

 

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Max Life Fast Track Super

Max Life Fast Track Super

Max Life Fast Track Super Plan is one such plan that aims to provide insurance options with a simplistic and safe approach to invest in the market with multiple fund options.

 

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Use our Plan Finder to find the right Life Insurance plan in 2 easy steps.

Frequently Asked Questions

Frequently Asked Questions

What are the advantages of investing in a life insurance policy?

In addition to giving you, and your family, financial protection investing in life insurance offers many other benefits。

  • Encourages the habit of saving so you are provided with financial security at the time of retirement or your family is provided with financial assistance at the time of your demise。    
  • Through a Life Insurance policy you can claim a tax benefit under section 80C of the Income Tax Act, up to Rs. 1,00,000.
  • The maturity benefits from a life insurance policy are tax free under section 10(10D) of the Income Tax Act.
  • You can invest in a policy that offers you a loan against your amount invested, if you need financial assistance in the case of an emergency. You can also take a loan from a bank or financial institution and put your policy up as collateral for the loan.
  • You can invest in a policy that allows you to withdraw a part of your investment at the time of a financial emergency.
  • You can add a critical illness rider to your policy, which offers you medical aid in case you are inflicted by a serious illness or injury. Under this rider you can also claim a tax benefit up to Rs. 15,000 as specified in section 80D of the Income Tax Act.
  • You can also invest in policies in the name of your spouse and children and claimtax benefit, under section 80C, on those policies as well.

Is Life Insurance necessary?

Life Insurance is not necessary but is a smart investment to make, especially if you have a dependent spouse and children.

It offers your family the benefit of financial support even after your death. In addition to this, it offers a number of advantages and provides a lot of flexibility on your investment. For example, you can add a  critical illness rider  to cover the cost of expensive for surgeries and operations; you can withdraw a part of your maturity benefit in case of an emergency or for your child's education or marriage, etc. Life Insurance policies come with a lot of flexibility.

How much Insurance cover do I need?

While deciding the cover, it is important to remember that the objective of insurance is to provide financial support to your family and/or dependents, in case you (as the primary breadwinner) are no more, or are unable to earn because of a permanent disability or illness. The life cover you decide on should be adequate to help your family maintain the standard of living you would have provided for them always.

You should keep the following things in mind as you go about the calculations:

  • Your current annual income
  • Your current and future financial liabilities
  • Your financial goals
  • Your age at the time of policy purchase & number of working years left
  • Number of dependent family members & their expenses

Why choose Max Life Insurance?

Max Life’s claim assurance is one of the best among private insurance companies in India. The company has an impressive individual death claims paid percentage of 98.26% in FY'18 (Src: Max Life Public Disclosure FY 2017-18). Such a healthy claim settlement ratio means that you are more than likely to get your claims on time, and at the time when you probably need it the most.

The ability of Max Life to offer feature-rich products has demonstrated the company’s robust financial strength and stability.

In the FY 17, the company posted its best finances in a decade. The gross written premium touched Rs. 10,780 crore, which was higher by 17% than the FY 16. Moreover, the net profit of the company grew by 50% and reached Rs. 660 crore, while the renewal premium grew by 12% and reached Rs. 7,114 crore. The solvency ratio reached 309%, for FY 17- way above the mandatory requirement of 150%.

Another great thing about Max Life is that they offer personalized assistance during claims. A dedicated claim settlement officer engages the customer within 5 working days after the submission of a claim.

Let’s Connect

Let’s Connect

Online Plus Helpline
1800 200 3383
 (08:00 AM to 09:00 PM Monday to Saturday)

online@toukans.com
SMS 'LIFE' to 5616188

Let us call you back
Customer Service Helpline
1860 120 5577
(9:00 AM to 6:00 PM Monday to Saturday)
  Chat with us

Please write to us incase of any escalation/feedback/queries.

Write to us
NRI Helpdesk
0124 - 5098162; 0124 -  4905150
(9:00 AM to 6:00 PM Monday to Saturday)

nri.helpdesk@toukans.com